# J A Lanier and Associates


## Pages

- [Get a Free Roof Inspection](https://jlanierassociates.com/get-a-free-roof-inspection/): GET A FREE ROOF INSPECTION Request J. A. Lanier & Associates to contact you and schedule a free inspection of your roof so that any hazards can be addressed.
- [WHY HIRE AN ADJUSTER](https://jlanierassociates.com/why-hire-an-adjuster/): WHY HIRE AN ADJUSTER? When hiring a Texas public insurance adjuster makes sense “Public adjusters are trained to identify covered damage and estimate appropriate repair or replacement costs,” according to the Texas Association of Public Insurance Adjusters (TAPIA). “Public insurance adjusters are familiar with the insurance industry and its customs and practices. As a result, they are able to present claims in such a way as to assure the most favorable outcome for the insured. The immediate aftermath of an insurance loss is devastating and stressful. Knowing that a public insurance adjuster is carefully documenting the damage, and working on your behalf to ensure that you get every penny you deserve under the terms of your policy, brings peace of mind during a stressful time.” Public insurance adjusters in Texas are required to be licensed, and must follow strict guidelines set forth by the Texas Department of Insurance, including the manner in which they get paid. Most public insurance adjusters charge a percentage of the claim and the state of Texas places a cap on the percentage. There are other rules and regulations designed to assure that consumers in Texas are dealing with well educated, professional, and ethical public adjusters. When it comes to damage assessment, experience counts! Jason also has over 20 years of experience in the construction industry. This combination makes J.A. Lanier & Associates very capable in the field performing damage assessment tasks. Our office is equally as effective in creating detailed reports, damage scopes and line item estimates on your behalf. IF YOU SUFFER A LOSS… Promptly report the loss to your insurance agent or broker, or directly to the insurance company, and immediately retain the services of an accredited public insurance adjuster such as J.A. Lanier & Associates to serve you. WE OFFER SERVICES ACROSS TEXAS The company offers public adjuster services all across central and south Texas, including San Antonio, Austin, Dallas and Houston areas. How a public insurance adjuster works for you The National Association of Public Insurance Adjusters (NAPIA), states that property insurance policies obligate you, the insured/policyholder, to prove your claim to the insurance company. The assistance of a professional can make a great deal of difference in your settlement: “Public adjusters are skilled in all aspects of the claims process, thereby putting the insured on equal footing with their insurance carrier. Licensed public adjusters have expertise in many areas, including the understanding complex insurance policies from an adjuster’s point of view. Public insurance adjusters are trained and skilled professionals with a genuine interest in serving the insured public with honesty and integrity.” NAPIA further states that “In settling a property loss in the best interest of the policyholder, everybody has a job to do. Public adjusters and insurance company adjusters have different interests and are bound to do their utmost to protect those interests. Most public adjusters base their business dealings on the belief that all parties to a claim settlement can work together with respect and integrity–even when serious conflict does arise.” When working with NAPIA members in Texas or any other state, policyholders, insurance company representatives and others can be assured they are working with the most knowledgeable and competent public adjusters in the business. READ MORE ABOUT J.A. LANIER & ASSOCIATES AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [CONTACT US](https://jlanierassociates.com/contact-us/): CONTACT US Contact J. A. Lanier & Associates ADDRESS POST OFFICE BOX 520 STOCKDALE, TEXAS 78160 PHONE 830.534.3859 FAX 210.579.9469 EMAIL SEND AN EMAIL >>> AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [CLAIMS PROCESS](https://jlanierassociates.com/claims-process/): CLAIMS PROCESS Understanding the claims process with a public adjuster in Texas J. A. Lanier & Associates realizes that insurance policies contain technical language and that there are often complicated procedures to be followed in complying with the terms of a policy. Insurance company adjusters are trained professionals who represent the interests of the insurance company that employs them. Protect your interests by employing J. A. Lanier & Associates, an accredited public insurance adjuster whose responsibility is to serve you, the insured. We are retained for the adjustment of insured claims due to fire, wind, water, vandalism, and other disasters, accidents and events. As a Texas public insurance adjuster, we serve commercial businesses, financial institutions, professional firms, property managers and building owners. IF YOU SUFFER A LOSS… Promptly report the loss to your insurance agent or broker, or directly to the insurance company, and immediately retain the services of an accredited public insurance adjuster such as J.A. Lanier & Associates to serve you. WE OFFER SERVICES ACROSS TEXAS The company offers insurance adjuster services all across central and south Texas, including San Antonio, Austin, Dallas and Houston areas We assist you in preparing, filing, and adjusting your insurance claims Our involvement means that you do not have to deal with the insurance company on your own. We take on the many time-consuming and difficult matters involved in preparing and filing a claim, which helps you to receive a prompt and fair settlement. We will assist you with PREPARING INVENTORIES, ESTIMATES AND OTHER FACTUAL PROOFS OF LOSS HANDLING ALL THE NECESSARY DETAILS FOR COMPILING AND FILING CLAIMS MEETING REQUIREMENTS OF THE TERMS OF YOUR INSURANCE POLICY NEGOTIATING WITH INSURANCE COMPANY REPRESENTATIVES COORDINATING ALL MATTERS ESSENTIAL TO A PROPER AND SATISFACTORY ADJUSTMENT Our fee is a percentage of the insurance company’s settlement with you. By seeking to maximize your settlement, our services can save you the cost of our fees. If we are unable to obtain a settlement, you owe us nothing. READ MORE ABOUT J.A. LANIER & ASSOCIATES AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [RESTAURANT CLAIMS](https://jlanierassociates.com/restaurant-claims/): RESTAURANT CLAIMS Let our expertise go to work for you in recovering loss Businesses that have commercial kitchens, such as restaurants, are susceptible to sustaining losses from accidents caused by fires, and subsequently, water damage. Whether the loss is completely covered by insurance depends on the type and amount of insurance you carry. The National Association of Public Insurance Adjusters advises that you will have to rely on your expertise or the expertise of your representative, rather than the expertise of your insurance company’s adjuster. It is likely that some insurance policies may pay more than the amount shown on the declaration page. A qualified expert working for you, such as J. A. Lanier & Associates, can determine everything to which you are entitled. IF YOU SUFFER A LOSS… Promptly report the loss to your insurance agent or broker, or directly to the insurance company, and immediately retain the services of an accredited public insurance adjuster such as J.A. Lanier & Associates to serve you. AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [SHOPPING MALL CLAIMS](https://jlanierassociates.com/shopping-mall-claims/): SHOPPING MALL CLAIMS Assistance with negotiating shopping mall claims Whether you are a shopping mall property manager, owner, investor, real estate agent, or developer, if your property sustains a loss, insurance companies will offer to pay what is due to you based on their terms. J. A. Lanier & Associates, a Texas public insurance adjuster, represents you. Our experience and knowledge better enable us to obtain a more favorable adjustment for you, the insured. We assist with every phase of preparing and presenting your claim. We will take a physical inventory, obtain all relevant appraisals and ensure all provisions in your policy are fulfilled. Our goal is to procure an adjustment for you that is equitable and includes everything to which you are entitled under your insurance policy. IF YOU SUFFER A LOSS… Promptly report the loss to your insurance agent or broker, or directly to the insurance company, and immediately retain the services of an accredited public insurance adjuster such as J.A. Lanier & Associates to serve you. AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [APARTMENT BUILDING CLAIMS](https://jlanierassociates.com/apartment-building-claims/): APARTMENT BUILDING CLAIMS Call on J. A. Lanier & Associates for your apartment building claims J. A. Lanier & Associates specializes in working with insurance losses that apartment buildings and other types of multi-family housing may sustain. Building managers, property management companies, owners and investors may benefit from talking to J. A. Lanier & Associates after a loss is experienced. If you need assistance with an insurance claim for any of the following events, which are typically handled by public insurance adjusters in Texas, according to the Texas Association of Public Insurance Adjusters, please call J. A. Lanier & Associates. HURRICANE LOSSES HAIL STORM LOSSES TORNADO LOSSES FLOODING FIRES WIND DAMAGE WATER DAMAGE SMOKE DAMAGE VANDALISM CIVIL UNREST EARTHQUAKE LOSSES BUILDING COLLAPSE EXPLOSIONS VANDALISM THEFT IF YOU SUFFER A LOSS… Promptly report the loss to your insurance agent or broker, or directly to the insurance company, and immediately retain the services of an accredited public insurance adjuster such as J.A. Lanier & Associates to serve you. WE OFFER SERVICES ACROSS TEXAS The company offers public adjuster services all across central and south Texas, including San Antonio, Austin, Dallas and Houston areas. Public adjusters in Texas such as J. A. Lanier & Associates can also help with covered business losses such as: BUILDERS’ RISK BUSINESS INCOME ELECTRICAL AND MECHANICAL BREAKDOWNS LEASEHOLD INTEREST READ MORE ABOUT J.A. LANIER & ASSOCIATES AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [ABOUT US](https://jlanierassociates.com/about-us/): ABOUT US About J. A. Lanier & Associates With more than eight years of experience in the claims adjusting industry, Jason Lanier has been a licensed Texas public adjuster since 2002. During that time, Jason has handled hundreds of claims resulting from over ten hurricanes and countless wind, hail and fire losses. When it comes to damage assessment, experience counts! Jason also has over 20 years of experience in the construction industry. This combination makes J.A. Lanier & Associates very capable in the field performing damage assessment tasks. Our office is equally as effective in creating detailed reports, damage scopes and line item estimates on your behalf. Jason Lanier has been a licensed Texas public adjuster since 2002 LET HIS EXPERIENCE WORK FOR YOU WE OFFER SERVICES ACROSS TEXAS The company offers public adjuster services all across central and south Texas, including San Antonio, Austin, Dallas and Houston areas. Types of claims we handle on your behalf Many policy holders are unfamiliar with the process of filing an insurance claim, and the task is even more daunting when you have suffered a catastrophic event. A qualified Texas public insurance adjuster such as J. A. Lanier & Associates has specialized skills and knowledge to simplify and expedite the process while helping to protect your interests. The types of claims we help our clients process TORNADO BUILDING COLLAPSE EXPLOSION FIRE FLOOD HAIL HURRICANE ICE STORM WIND LEARN MORE ABOUT THE CLAIM PROCESS AVOID CATASTROPHE! Schedule a free roof inspection Click here
- [HOME](https://jlanierassociates.com/): An adjuster works for you to negotiate a settlement CALL US IF YOU EVER SUSTAIN A LOSS Helping property managers and owners negotiate insurance claims in Texas J. A. Lanier & Associates is a professional Texas public insurance adjuster offering estimating and damage assessment services. As a licensed adjusting firm, we handle insurance claims on your behalf to ensure that your loss is negotiated properly, fairly and in a timely manner. Specializing in the multi-family and apartment industry, we also handle claims for shopping mall, restaurant, commercial, and industrial losses. Types of claims we handle on your behalf Many policyholders are unfamiliar with the process of filing an insurance claim, and the task is even more daunting when you have suffered a catastrophic event, like Hurricane Harvey. A qualified Texas public adjuster such as J. A. Lanier & Associates has specialized skills and knowledge to simplify and expedite the process while helping to protect your interests. The types of claims we help our clients process TORNADO BUILDING COLLAPSE EXPLOSION FIRE FLOOD HAIL HURRICANE ICE STORM WIND LEARN MORE ABOUT THE CLAIM PROCESS AVOID CATASTROPHE! Schedule a free roof inspection Click here Commitment to the highest standards As a public adjuster in Texas, J. A. Lanier & Associates follows the Texas Association of Public Insurance Adjusters high standards of professional conduct in the field of public adjusting. TAPIA members are committed to conducting their business with honesty and integrity, and in accordance with the licensing laws of the State of Texas. READ MORE ABOUT J.A. LANIER & ASSOCIATES Our expertise in apartment complex claims makes a difference WE SPECIALIZE IN CLAIMS FOR MULTI-FAMILY BUILDINGS NO FEE UNLESS WE RECOVER FOR YOU! “We will not settle for less than what we believe is owed on your claim” -Jason Lanier Count on us as your representative in dealing with insurance companies WE HELP YOU ACHIEVE A FAIR SETTLEMENT


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